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Bankruptcy Attorney David A. Casey Free Bankruptcy Consultation - El Cajon Attorney for over 22 years

El Cajon Debt Relief Bankruptcy Attorney Chart Compares Chapter 7 to 13

Bankruptcy Attorney Just Minutes Away From You.

365 Broadway # 203, El Cajon CA 92021

The Law Office of David A. Casey provides personal service to clients who need debt relief using Chapter 7 with professional legal representation at reasonable rates. Filing for Bankruptcy is a major and important decision that will affect you financially. Attorney Casey provides you with the time necessary to ensure that the bankruptcy process is done properly. Attorney Casey's philosophy is to treat every client with respect as we would expect to be treated if there was a change of events that affected our lives. The purpose of bankruptcy is to seek relief from your financial hardship, stop foreclosures, and put a stop to unreasonable harassing creditors pursuant to the bankruptcy laws.

My law office and Web Site offers more than just a pictures of San Diego or Attorney. I offer my client information about how a bankruptcy work and what results the client can expect.

Whether you need relief from garnishments, liens, foreclosures, credit card debts, medical bills or the constant harassment from your creditors, Bankruptcy laws can help you get a fresh financial start. Bankruptcy is complex and we are hear to guide you in the direction of financial health once again. Please call for your free consultation!

San Diego East county Bankruptcy Attorney, Comparing Chapter 7 And Chapter 13

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Comparing Eligibility Requirements for Chapter 7 and Chapter 13 During our pre-bankruptcy review we will run the numbers both way.
Your Situation:	Chapter 7:	Chapter 13:
Debts not primarily consumer debts	Not subject to Means Test	Makes no difference whether debts are consumer debts.
Debts primarily consumer debts	Must compare income to state medians to determine whether Means Test applies.	Makes no difference whether debts are consumer debts.
Income at or below local median	Eligible regardless of how much owed or the amount of expenses.	Eligible for three-year plan with payments determined by actual expenses rather than IRS guidelines.
Income above local median	To see if you can pay a significant amount of debts, you are subject to Means Test.	Chapter 13 plan must be for five years with expenses determined by IRS collection standards.
Amount of Debt Owed	Amount of unsecured debt may determine eligibility for those subject to Means Test. If your income is less than $100, [after expenses], no matter how much you owe, you pass the Means Test. If your surplus income is $167 per month or more, regardless of how much you how, you DO NOT pass the Means Test. However, if your surplus income is between $100 and $167, and if your debts are so high that your surplus income would not be enough to pay 25% over five years, you pass the test.	Maximum secured debt limit of $1,010,650.00 and unsecured debt limit of $336,900. 00. There is no minimum debt requirement. My bankruptcy charts compares chapter 7 option to chapter 13. Can you qualify for chapter 7 or chapter 13 Bankruptcy. San Diego bankruptcy attorney, Casey.
Previous Chapter 7 or Chapter 13 discharge	If Chapter 7 is filed less than eight years after filing or prior case unless the discharge was a Chapter 13 discharge and creditors in that case were paid at least 70%, then you are not eligible for discharging a Chapter 7.	Not eligible for Chapter 13 discharge in current case if debtor received a discharge in a prior case filed under Chapter 7, 11, or 12 within 4 years, or a prior Chapter 13 cased filed within two years of current case.
Effect of non-dischargeable taxes, child support, alimony, or liability for personal injuries arising from drunk driving or boating.	Does not affect eligibility to discharge other debts. Owing these types of debts make it easier to pass the Means Test.	It may indirectly affect eligibility because plan must provide that these obligations be paid in full over a period of no longer than five years.

Learn about:

How Bankruptcy Can Stop Creditors from Harassing You

How to Eliminate most OR all of your debts

What property you can keep after a Bankruptcy Filing

Whether Chapter 7 liquidation or Chapter 13 is right for you and much more!

This communication is an “Advertisement” as defined by the California Rules of Professional Conduct and California Business and Professions Code. No communication herein shall create an attorney-client relationship unless a separate retainer agreement is signed by an attorney and client. This material is for informational purposes only and not intended to provide legal counsel or legal advice to you.

The Law Office of David A. Casey

represents individuals and businesses seeking Bankruptcy relief.

Easy to read chart compares chapter 7 option to Chapter 13. Will you qualify for Chapter 7 or Chapter 13 Bankruptcy. Get a free consultation to see if you do. San Diego County Bankruptcy Attorney, David A. Casey.

Is Chapter 7 a Better Option Than Chapter 13? Do You Qualify for Chapter 7?

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San Diego County Bankruptcy law Office. Compare Chapter 13 to Chapter 7

Chapter 7 vs. Chapter 13

Whether you need relief from garnishments, liens, foreclosures, credit card debts, medical bills or the constant harassment from your creditors, Bankruptcy can help you get a fresh financial start. Please call for your free consultation!

Call (619) 447-6780 and learn about: Bankruptcy San Diego

How Bankruptcy Can Stop Creditors from Harassing You

How to Eliminate most OR all of your debts

What property you can keep after a Bankruptcy Filing

Whether Chapter 7 liquidation or Chapter 13 is right for you.

Free phone consultation with Bankruptcy Attorney Casey.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

I will explain all of your bankruptcy options to you.

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Compare Chapter 7 to Chapter 13, Easy To Read Bankruptcy Chart.

Is Chapter 7 a better option than Chapter 13. Do you qualify for Chapter 7 or Chapter 13. Bankruptcy chart comparing Chapter 7 to chapter 13 Bankruptcy.

San Diego East county, Find out if Chapter 13 a Better Option or Chapter

My office is just minutes away from a fresh start of the process of become debt free again. Chapter 7 and Chapter 13 Bankruptcy laws are made to help you getting a fresh start.

When you come into my office I will explain to you the difference between Chapter 13 and Chapter 7 bankruptcy. You get a free consultation with me, a bankruptcy attorney, serving the La Mesa, El Cajon, Lakeside and the entire San Diego County. Call Attorney David A. Casey at (619) 447-6780 to get your bankruptcy started ASAP.

Bankruptcy attorney charts compares chapter 7 to chapter 13. Most qualify for chapter 7 or chapter 13 Bankruptcy option.

Residents of San Diego county , your are just minutes away from getting your debt relief started. My office is located next to two major freeways in El Cajon. Just minutes away. Let me explain your options to you including the benefits of chapter 7 or chapter 13 bankruptcy under the Bankruptcy Laws.

Free Consultation with a Chapter 7 Attorney

There are 19 Cities within 15 miles of my office. El Cajon, CA

ALPINE, CA

BONITA, CA

CHULA VISTA, CA

DESCANSO, CA

DULZURA, CA

JAMUL, CA

El Cajon , CA

LAKESIDE, CA

LA MESA, CA

LEMON GROVE, CA

LINCOLN ACRES, CA

NATIONAL CITY, CA

POTRERO, CA

POWAY, CA

RAMONA, CA

Rancho San Diego, CA

SAN DIEGO, CA

SANTEE, CA

SPRING VALLEY, CA

Area of Service: San Diego County, Alpine 91901 Bonita 91902 El Cajon 92019, El Cajon 92020, El Cajon 92021, El Cajon 92022, El Cajon 92090, La Mesa 91941, 91942, 91943, 91944. Lakeside 92040 Lemon Grove 91945, 91946. Ramona 92065, Santee 92071. Spring Valley 91976 92977 91978 91979 Chapter 7 La Mesa 91941, Chapter 7 bankruptcy La Mesa 91942, La Mesa 91943 Chapter 7 , Chapter 7, La Mesa 91944 . Cities : Santee 92071 92072 , El Cajon 92019, 92020 92021 92022 , Lakeside 92040 La Mesa 91941 91942 91943 91944, Jamul 91935, Alpine 91901, Spring Valley 91976 91977 91978 , Potrero 91963, Lemon Grove 91945, Campo 91906 , Bonita 91902, Mission Valley 92108, San Carlos 92119 92120 San Diego 92109 - 92118, La Jolla 92037 92038 92039 Pacific Beach, Tierrasanta, Pt Loma, Kearny Mesa, University City, Mira Mesa, Ocean Beach, Bonsal, Jacumba, Julian, Descanso, Vista, Chula Vista, Linda Vista, Serra Mesa, Rancho Bernardo, National City, Clairemont. If you don't see your city just give me a call.

Call for chapter 7 & 13, (619) 447-6780

Free Bankruptcy Consultation (619) 447-6780

Talk to a Bankruptcy Attorney and compare Chapter 13 to Chapter 7 near you.

There is no need to travel to San Diego For a Bankruptcy Attorney.

Call the Bankruptcy law office of David A. Casey today for Debt relief under the bankruptcy code.

My office is just minutes away for starting the process of become debt free again. Chapter 7 and Chapter 13 Bankruptcy laws are made to help you getting a fresh start.

Call the Bankruptcy law office of David A. Casey today for Debt relief under the bankruptcy code.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

365 Broadway # 203, El Cajon, CA 92021